How do i get full tax free retirement income?

Tax-free retirement strategies include contributing to a Roth IRA, using a health savings account (HSA), buying municipal bonds, capitalizing on long-term capital gains rates, having a permanent life insurance policy, using annuities, and considering the tax implications of your Social Security benefits. Another tax-free option for saving for retirement is a Roth 401 (k). Using the Roth option, your 401 (k) or 403 (b) plan can be a great way to generate tax-free retirement income, assuming that your retirement plan allows Roth contributions. There is no tax deduction for Roth IRA contributions, but money grows tax-free and, more importantly, the money becomes tax-free income during retirement.